Zopa Lender Rates

Lenders at Zopa have their funds invested in a one year credit union CD insured by the National Credit Union Association. Lenders are required to set aside a portion of their interest to lower the interest rates charged to Zopa borrowers.

Zopa CD Details

Term: 1 year.

Annual Percentage Yield ("APY"): Set by you, up to today's maximum of 4.25%

Rate guarantee: Provided by each of our partnercredit unions

Dividends: Paid at maturity

Early withdrawal: Possible, but with penalty of 3month's dividends

Insurance: Up to $100,000 per Zopa member

Minimum: $500

Renewal: Set your preferences when you apply